Along with keeping individual balances to a minimum, focus on paying down your overall credit card debt.
Simply click apply, select your estimated credit score, and provide some basic information about your financial situation.
If you’re trying to repair your credit or bump up your credit score, look no further than your own wallet.
Consistent and timely payments are the single most important thing you can do to improve your score. Use auto-pay for recurring bills when you can, or set reminders for a few days before bills are due.
Once a debt goes to a collection agency, it’s on your record for seven years.
Finding a debt consolidation loan for bad credit that offers low fixed rates and flexible payment options is possible with P2P Credit bad credit debt consolidation loans.
Consolidating your bills will help you reduce bill clutter, and will possibly provide lower rates. P2P Credit makes applying for a debt consolidation loan hassle free.
Owing the same amount over fewer open accounts can actually lower your score.
As long as you’re not paying exorbitant fees, keep unused credit card accounts open for now.
Having less than perfect credit shouldn't stop you from receiving the benefits of consolidating your debts.
That's why P2P Credit offers bad credit debt consolidation loans to those who have poor to average credit.
Much of your credit score is based on managing debt and paying bills on time.